Loan Guide

[GM_Mary]

Loan

When a player goes bankrupt, he or she can take out a loan to avoid going bankrupt.
If a player takes out a loan, the player immediately receives a certain amount of JOY.
Loans are paid from the player's owned JOY.
A player can only take out 1 loan per game.

Situations when Loan is unavailable

A player cannot take out a loan when the player uses up all of his or her owned JOY.
A player cannot take out a loan when he or she has already taken out a loan in the current game.
A player cannot take out a loan during auto mode.

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